Community Reserve account

Instant access to your organisation's funds, with interest calculated daily.

There's no minimum balance and you can invest up to £2m. Plus you get:

instant access
tiered interest rates
interest paid quarterly
free same-day transfers between accounts
free withdrawals

And you can choose to have your interest paid into your Current Account or Reserve Account and access your account via online banking.

Please read this important legal information

Community Reserve account interest rates
Balance £	Current gross rate per annum %	Current AER* %	Previous gross rate per annum %	Previous AER* %
0-1,999	0.30	0.30	0.50	0.50
2,000-24,999	0.30	0.30	0.50	0.50
25,000-49,999	0.40	0.40	0.50	0.50
50,000-99,999	0.40	0.40	0.50	0.50
100,000-249,999	0.40	0.40	0.50	0.50
250,000-2,000,000	0.50	0.50	0.50	0.50

* Annual Equivalent Rate.
Last updated 18 December 2008.

Interest rates

Gross: the interest rate paid before the deduction of tax.
Net: the interest rate paid after the deduction of tax.
Annual Equivalent Rate (AER): illustrates what the interest rate would be if paid and compounded each year.

Interest is calculated daily and applied quarterly.

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