Credit Zone Overdraft

If you need some extra money and you're over 18 with a NatWest Current, Current Plus, Advantage Gold or Advantage Private account, a Credit Zone Overdraft could give you the fee-free flexibility* you need. Once you've agreed your facility with us, you can use it at any time - without having to contact your branch.There are other overdraft facilities specially designed for students and graduates. It's easy to apply - just fill out our application form or give us a call.

Good because you can borrow up to your approved limit at any time, plus you:

can increase or decrease your limit whenever you want
only pay monthly interest on what you borrow (when within your agreed limit)
don't have to renew your overdraft
can protect your repayments against the unexpected with Credit Zone Protector Plus

If you've an Advantage Private account, you also enjoy:

an automatic £2,500 overdraft facility
a special preferential interest rate

What if I'm ill or have an accident?

You can protect yourself against the unexpected with Credit Zone Protector Plus for overdrafts between £200 and £10,000. The Credit Zone Protector Plus option pays your monthly payments if you have an accident, injury or become ill. Protection costs from just £0.76 per £100 insured, plus £0.59 per £100 to insure a second person (joint account customers only). To apply for protection, please call us or visit your local branch.

If you have any questions about our overdraft insurance, call 0870 0242 775
(Monday to Friday 9am to 5pm).

Rates and charges

Please read this important legal information

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